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What does Workers’ Compensation Cover?
Workers’ Compensation allows an employee to receive medical treatment and compensation of any wage loss because of a work-related injury or disease.
So, what is covered under workers’ compensation? Here are a few things that are covered under Workers’ Compensation law in Pennsylvania. However, you should discuss your specific benefits with your employer as well.
- Health Care: Surgery, doctor visits, therapy, medicine, medical equipment and lab tests.
- Illnesses: If an employee were to get sick from exposure to chemicals or allergens.
- Partial Disability Payments: Compensates an employee unable to work at full capacity.
- Total Disability Payments: Compensates an employee who is unable to return to work.
- Death benefits: Compensates a spouse and minor dependents if an employee dies from a work-related injury or illness.
Workers’ Compensation coverage begins the first day of employment. Employees are covered for the entire time they are employed at a specific job. It is important to know that Workers’ Compensation covers any injury or disease caused by a work-related accident regardless of an employee’s previous physical health.
Recovering compensation after an accident
Getting the compensation you deserve after a workplace injury should be as easy as notifying your employer, seeing an approved doctor and filing a claim.
However, things do not always go this smoothly. It is not uncommon for the insurance provider to deny your claim.
If you were injured on the job or lost a loved one while they were on the job, contact the experienced attorneys at Berger and Green. We keep in mind your present and future needs. After an injury or a death, filing a claim will help you and your family during this difficult and unexpected time. Call Berger and Green at 412-661-1400 to schedule a free consultation with a personal injury lawyer in Pittsburgh today.
Source: PA. GOV, “WC Act Landing Page.” And The Hartford “ Workers’ Compensation PA Insurance”