You were involved in a car accident, now what?

The first couple of things are fairly common sense. It is important to stay at the scene and if possible determine the condition of others who were involved in the incident. When necessary, medical attention should be sought and individuals who appear to be suffering from back or neck pain should not be moved. The exception to this is when the area is hazardous.

Under some circumstances the police should be summoned. This is true when someone dies or a significant physical injury or property damage is incurred. Law enforcement should file a police report. In any accident getting information from the other drivers involved is important. The information that should be sought includes:

  • Name
  • Phone number
  • Address
  • Drivers’ license number
  • License plate numbers
  • Insurance information

Basic information should be obtained from witnesses too.

If you are injured it is important to document the medical treatment you receive. In addition to tracking medications you should also write down details about the treatment you are receiving. This will help with medical bills and pain and suffering.

It is also a good idea to get the ball rolling with your insurance company. Contact them and let them know what happened. It is important to tell the truth or you risk not having the damage from the accident covered. Getting a property damage calculation and taking pictures of damage that your car sustained is also helpful in determining how much you should receive to repair the vehicle.

Legal matters pertaining to car accidents can be complicated. Accordingly, it can be beneficial to work with a lawyer. That individual is best equipped to sort though settlement offers and guide you through the process.

Source: FindLaw, “After a Car Accident: First Steps,” Accessed Oct. 10, 2014