When you become disabled and unable to work, you may have a lot of questions as to what benefits are available to you.
Fortunately, you have some options. The Social Security Administration (SSA) provides several types of benefits to individuals who are physically or mentally unable to work and need income. This includes Social Security Disability Insurance (SSDI,) Supplemental Security Income (SSI) and Social Security Retirement benefits.
You may also wonder if you can receive more than one of these benefits.
In most cases, you cannot collect Social Security Retirement and Social Security Disability (SSD) at the same time. You may, however, qualify for Supplemental Security Income (SSI) if you meet the strict financial criteria while drawing either Social Security retirement or SSDI benefits.
The Social Security Administration (SSA) created the SSDI program to bridge the gap between when someone must leave the workforce due to a disability and when they can draw full retirement benefits.
When you are awarded SSD benefits, you will receive those benefits until you reach full retirement age. At that time, the SSA stops your SSD benefits and starts your retirement benefits.
Sometimes, people can collect their early retirement funds while they wait for a decision on their SSD claim.
If approved, your early retirement will switch over to your higher SSD payments which are your full retirement payments.
If your SSD claim is denied, you will receive smaller retirement payments (early retirement) unless your SSD claim is approved before you reach full retirement age.
For a free legal consultation, call 412-661-1400
While you can certainly apply for disability benefits on your own, it is better if you have help. Having representation helps win SSD and SSI claims because the regulations that govern the Social Security Administration’s disability programs are so complex. Give yourself the best chance to receive the benefits you deserve and contact an experienced Social Security Disability attorney at Berger and Green today for a free consultation.