Hit and run accidents are illegal and dangerous, yet thousands still occur each year. These accidents can leave victims feeling helpless and wondering how they will pay for the costs associated with an accident. Fortunately, there are options.
After an accident occurs, and the other driver flees the scene, you may feel inclined to follow them. Do not do this. You are putting yourself in great danger.
Instead of chasing after the driver, try to remember the following about the car or driver:
- Make, model, year and color of the vehicle.
- The license plate.
- Any other distinguishing features of the car or driver.
- The direction the driver was heading.
Keeping calm and giving the officers on scene as much information as possible will help them find the hit and run driver.
How you pay for your injuries will ultimately depend on the outcome of your accident.
If you are unable to locate the driver, you will need to use:
Personal Injury Protection Coverage
You can use your personal injury protection coverage (PIP) to help cover the costly medical expenses and lost wages that can come with a hit and run accident.
Because PIP coverage is a requirement in Pennsylvania, you do not need to worry about whether you have this coverage. However, the minimum requirement is only $5,000. A minor injury can easily surpass these limits.
Uninsured Motorist Coverage
Unlike PIP, uninsured motorist (UM) coverage is not a requirement for drivers in the state of Pennsylvania. However, in the event of a hit and run, it could be a primary source of recovery for injuries and damages to your vehicle.
Uninsured motorist coverage can pay for your injuries and property damage against accidents caused by an uninsured driver. However, when officers cannot find a driver, your insurance will treat the situation the same as if the driver had no insurance.
If the police are able to locate the hit and run driver, you can file a personal injury claim against the at fault driver and recover compensation for your injuries, property damage, lost wages and pain and suffering.
For a free legal consultation, call (412) 424-6079
Recovering compensation after an accident
If you or a loved one were injured in a hit and run accident, contact the personal injury attorneys at Berger and Green. Our attorneys will provide you with a free no obligation consultation to evaluate your case. Call 412-661-1400 to speak with an attorney today.