Pennsylvania car insurance laws are complex as it is one of the few states that follow a ‘choice no-fault’ system. This means drivers have a choice of several types of insurance coverage which can affect what you can claim and how you would pursue your claim after an auto accident.
Further, you can have collisions where one party is at-fault, or both parties share liability because both drivers made a mistake. In other cases, drivers or their insurance companies may disagree about who is at fault, which can make the whole claim process confusing and stressful.
Our Pennsylvania car accident lawyers can help you understand your policy coverage and advise whether it’s best to claim with your insurance or file a lawsuit against the other driver.
We Can Help You to Pursue Compensation for Your Injuries and Other Losses
Many factors can affect the compensation you could be entitled to recover, such as your injuries, liability for the accident, and the insurance coverage available. Therefore, working with you to help you through every stage of the legal process is important to us. While we take on the legal responsibility of managing your case, we still want you to be informed along the way, especially when it comes to calculating financial damages, such as:
- Your current and ongoing medical bills, treatment cost, and rehabilitation
- Lost income from time missed at work while you recover
- Compensation if your injuries affect your ability to work in the future
- Pain and suffering damages for the inconvenience caused to your day-to-day life, such as your overall loss of comfort, happiness, or opportunity due to the accident
- Emotional distress such as anxiety, PTSD, trouble sleeping, or depression
- Property repair or replacement
If you are filing a lawsuit against the other driver, it can be beneficial to seek legal advice about your claim as soon as possible. Pennsylvania law generally limits the time injured people have to file their case within two years, per Pa. C.S.A. § 5524. While this may seem quite long, the sooner you act, the better for gathering and preserving the evidence required to support your case and ensure it is filed in time.
For a free legal consultation with a car accident lawyer serving Pennsylvania, call 412-661-1400
Our Lawyers Can Help You with Your Insurance Claim or Personal Injury Lawsuit
The process of claiming compensation can be overwhelming, especially while you are recovering from your injuries. Our focus is to protect your rights, support you through the legal process, and ensure you are fairly compensated for your injuries. We do this by:
Investigating the Facts of Your Case
Investigating a claim allows us to understand all aspects of the accident related to your injuries, the financial damages caused, and who is responsible. We gather as much evidence as possible, which can come from:
- Photographs or video captured at the accident scene
- Witness statements
- Police reports
- Medical records
- Your account of how the accident happened and its impact on your life
- Expert testimony
- CCTV footage
- Information from your employer that shows lost income
Handling Your Case Administration and Communications with Insurers
It can be difficult to deal with a legal case while recovering from your injuries. Having us manage the day-to-day details of your claim and handling communications with the insurance company can help to reduce stress, so you can focus on getting better.
Proving Fault and Liability
One of the main benefits of becoming a client is that we always work for your best interests. For example, if the other driver unreasonably disputes fault, or if an insurer tries to settle for a low amount, we help you to gather the evidence to support your case and protect you from costs you should not have to pay.
Calculating Your Damages
Calculating your damages can be tricky if you are not used to the process, especially if there are future costs, such as ongoing medical treatment. However, assessing your financial losses as accurately as possible is vital to help ensure settlement offers are going to be enough to cover all of your current and future damages.
Negotiating for an Appropriate Settlement
Insurance representatives are highly trained at negotiating settlements and will work to serve company priorities, which can result in low settlement offers or even valid claims being denied. On the other hand, our car accident attorneys always act in your best interests to ensure you receive the appropriate value of your insurance claim or accident injury lawsuit.
Representing You on a No-Win, No-Fee Basis
Our no-win, no-fee agreement allows you to make a compensation claim with no financial risk or up-front fees to pay. After a car accident, it may seem as if your life has been turned upside down. Our focus is on providing the financial and legal support you need to help you get back on track. As such, we only recover our fees when we obtain a favorable outcome for your case.
Pennsylvania Car Accident Lawyer Near Me 412-661-1400
How Other Drivers Can Be Negligent on the Road
Negligent driving increases the risk of accidents. According to the National Highway Traffic Safety Administration, which works to eliminate dangerous behavior on our roads, many preventable accidents are caused by the following factors:
- Driving while under the influence of alcohol or drugs
- Distracted driving, such as texting while driving
- Reckless or careless driving, such as speeding, tailgating, failure to obey traffic signs and signals, or changing lanes too quickly
- Driving while too tired to concentrate properly
- Not looking out for other road users or potential hazards
- Loss of vehicle control on the road
While there are many other types of negligent driving, if you can prove your injuries were because the other driver made a mistake, you will most likely be entitled to compensation.
Our Pennsylvania Car Accident Lawyers Are Here to Support You
The car accident attorneys at Berger and Green have been helping people injured in car accidents caused by other drivers for over 40 years. As such, we understand the impact an injury can have on your home, family, and work life, and we use our prior experience to fight for the compensation you deserve.
To learn more, call and schedule a free case review to discuss your legal options and next steps with our team today.