Which Heart Conditions Qualify for Disability?

On This Page

1. Which Heart Conditions Can Qualify for Disability?
2. How the SSA Evaluates Heart Conditions
3. Qualifying Through Residual Functional Capacity
4. Common Reasons Heart Condition Disability Claims are Denied
5. Get Help Seeking Disability Benefits for Your Heart Condition Now

REVIEWED BY

C. William Kenny

Board certified by National Board of Trial Advocacy

Several heart conditions can qualify for Social Security Disability benefits. They include, but are not limited to, heart failure, coronary artery disease, arrhythmias, and other serious cardiac conditions. Your diagnosis alone does not mean your claim will be approved – the Social Security Administration looks at how the condition affects everyday activities and the ability to perform consistent work. 

Because these cases depend so heavily on medical evidence and functional limitations, many people reach out to a Pittsburgh cardiovascular disorders lawyer early in the process to better understand whether they qualify for disability benefits.

Which Heart Conditions Can Qualify for Disability?

The SSA reviews a variety of cardiovascular disorders, but approval depends on the severity of symptoms and how the condition limits everyday functioning. Below are several heart conditions that commonly appear in disability claims.

Congestive Heart Failure (CHF)

CHF may qualify when weakened heart function leads to significant shortness of breath, swelling in the legs or abdomen, and fatigue that makes even limited activity difficult. Many people with congestive heart failure also struggle to complete routine tasks without needing frequent rest.

Coronary Artery Disease / Ischemic Heart Disease

People with reduced blood flow to the heart may qualify when they experience frequent or worsening chest discomfort, shortness of breath during exertion, or lingering limitations following heart attacks or major cardiac procedures. The symptoms of heart disease often make physical activity and consistent work challenging.

Arrhythmias

Irregular heart rhythms may be disabling when they cause fainting or near-fainting episodes, dizziness, or sudden changes in heart rate that make concentration or physical activity unsafe. These symptoms can disrupt daily tasks and prevent someone from maintaining a steady work pace.

Cardiomyopathy

Cardiomyopathy can limit the ability to work when it results in reduced stamina or persistent fatigue that worsens with minimal exertion. Many people with this condition find they cannot sustain activity over the course of a full workday.

Structural Heart Problems

Valve disorders, aortic aneurysms, and congenital heart defects may qualify when they cause chest discomfort, significant activity restrictions, or other symptoms that limit mobility and endurance. These conditions can lead to long-term challenges that interfere with normal physical functioning.

How the SSA Evaluates Heart Conditions

The Social Security Administration evaluates cardiovascular impairments by looking at medical evidence and how symptoms affect daily functioning. This includes diagnostic testing—such as echocardiograms, angiograms, EKGs, and stress tests—as well as measurements like ejection fraction and exercise tolerance. The SSA also reviews records of chest pain, fainting spells, arrhythmias, hospitalizations, and complications that continue despite treatment.

Beyond the test results, the agency examines how symptoms limit day-to-day activities. Evidence showing exertional limits, reduced stamina, or episodes that interfere with safety or endurance helps the SSA understand whether a condition prevents someone from sustaining work activity.

Some cardiovascular conditions qualify if they match the SSA’s Blue Book listings for cardiovascular impairments. These listings require specific test results and clinical findings, and they are stricter than many people realize. Even if a diagnosis is serious, a person may not meet every measurement or technical requirement. If that happens, the SSA moves on to evaluate functional ability rather than relying solely on the listing.

Qualifying Through Residual Functional Capacity

When a heart condition does not meet a specific Social Security listing, the SSA evaluates a person’s residual functional capacity (RFC). This review focuses on real-world abilities—how long someone can stand or walk, how much they can lift, and whether ordinary exertion triggers symptoms such as chest discomfort, shortness of breath, dizziness, or arrhythmias.

Because heart conditions affect people differently, the SSA looks closely at how symptoms limit daily functioning and reliable work performance. Evidence may show:

• Exertional limits, such as needing to stop and rest after brief walking, shortness of breath during routine tasks, or difficulty lifting even light items.
• Unpredictable episodes—chest pressure that requires frequent breaks, arrhythmia events that require sitting or lying down, or dizziness that affects balance or concentration.
• Prolonged recovery time, including slow return to normal breathing or heart rate, fatigue that lingers for hours after exertion, or the need for unscheduled breaks.
• Challenges with routine activities, such as climbing stairs, walking short household distances, standing for extended periods, or completing chores at a normal pace.

These limitations can make it difficult to stay on task, maintain a consistent pace, or complete a full eight-hour workday. If the SSA determines that a person’s RFC prevents them from performing full-time, competitive employment, they may be approved for disability benefits even without meeting a listing.

Medical-Vocational Approval

For individuals with long-term heart symptoms that significantly reduce their work capacity, the SSA also considers age, education, past work, and transferable skills. This medical-vocational review recognizes that even “stable” test results do not necessarily translate to sustainable work. 

Someone who cannot meet the physical demands of their past jobs—or any job they reasonably qualify for—may be approved based on the combined effect of their symptoms and vocational factors.

Common Reasons Heart Condition Disability Claims are Denied

Some heart condition claims are denied even when symptoms are serious. Common reasons include:

• Limited or inconsistent medical documentation, including gaps in treatment or missing test results.
• Medical records that do not clearly show how symptoms limit everyday activities or full-time work.
• Improvement with treatment that suggests someone may still be able to perform some work activity.
• Attempting to return to work too soon, even briefly, which may lead the SSA to conclude the condition is not disabling.
• Fluctuating symptoms that are not well documented over time.
• A condition that is not expected to prevent work for at least 12 months.

Many people are denied benefits after their initial application, but you can appeal these decisions.

Get Help Seeking Disability Benefits for Your Heart Condition Now

If your heart condition is making it hard to work and you’re unsure whether you qualify for disability, you don’t have to navigate the process alone. Berger and Green can step in when you’re ready for experienced, compassionate guidance. For more than 40 years, our lawyers have helped people with serious medical conditions pursue the SSD benefits they need.

Whether you want to understand your options, apply for benefits, or appeal a denial, we’re here to help. We serve clients in Pittsburgh, PA, and communities throughout Pennsylvania, as well as individuals seeking disability benefits in West Virginia and Ohio. Contact Berger and Green for a free case evaluation.