Farmers Insurance sells home, auto, and life insurance policies and has customers in over 10 million households across the country. However, filing a claim and recovering compensation from this company may be harder than it sounds.
If you’re having difficulties getting a settlement from your Farmers Insurance policy, you have options. Berger and Green has decades of experience helping injured people get the funds they need. Whether you suffered harm in a collision or another situation, our lawyers are ready to help with Farmers Insurance accident claims in Pittsburgh.
Insurance Claims Come With Sensitive Deadlines
Farmers Insurance wants you to file your claim as soon as possible. It even offers a mobile app for “easier, faster” filing. If you wait too long to file your claim, you risk:
- Having the claims adjuster contest or deny your claim
- Deadlines expiring, making you ineligible for compensation
- Having less information to support your claim
- Incurring additional damages with no financial support
Your filing deadline depends on multiple factors, including when your accident happened and when you discovered your injuries. We will evaluate your claim’s filing deadline and take action accordingly.
For a free legal consultation, call 412-661-1400
We Protect Injured Claimants From Bad Faith Insurance Practices
When insurance companies sell policies, they’re all smiles. When you file a claim, the mood suddenly changes, and you may find yourself arguing with an unpleasant claims adjuster.
Berger and Green advocates for injured people. We will represent you in all dealings with the insurance company and the people they represent. This involves:
Recognizing Bad Faith Insurance Practices
Bad faith insurance practices are intended to deny or derail valid claims. Examples of these practices include:
- The insurance company denies your claim without giving a written or valid reason why.
- The insurance company takes a long time to process your claim, despite having all the necessary information.
- The claims adjuster keeps asking you for more evidence, some of which feels impossible to get.
- The insurance company offers a settlement substantially less than what you need.
- The claims adjuster pressures you into accepting less than you need.
- The claims adjuster gives you wrong or misleading information.
You have rights against unscrupulous insurance companies and the people they employ. You have the right to partner with our firm on your injury claim.
Managing All Relevant Communications
The insurance company might call you often, asking for more information, or they might refuse to answer your phone calls and messages.
While recovering from serious injuries, you shouldn’t have to play phone tag. You should focus on your health and well-being. Our team will field all messages, phone calls, and emails from the insurance company. We will also make sure they respond to our inquiries promptly.
Understanding Your Damages’ Value
To get the best possible settlement, you should understand what your damages are worth. That way, if the insurance company offers compensation, you’ll know whether it’s a good offer.
You don’t have to take a guess when it comes to your damages’ value. To calculate what you’re owed, our insurance claims lawyers in Pittsburgh will:
- Consider your physical and mental health to calculate your pain and suffering
- Add up your medical bills, income statements, and other supporting documents
- Consult with economists and other field experts
Our calculations will also account for your missed time from work, necessary healthcare expenses, and prognosis.
Explaining Your Legal Rights
Filing an insurance claim comes with a lot of complicated jargon and legalese. This can make understanding your legal options complicated. You can trust our lawyers to explain your legal rights so you can make informed decisions.
We Will Seek the Full Cost of What You’re Owed
If you suffered harm in an accident, you’re likely incurring a lot of expenses – some of which can threaten your financial stability. Our Farmers Insurance claims lawyers will fight for everything you deserve, which may include compensation for:
- Medical bills
- Lost income and other employee-related benefits
- Property damage costs
- Therapy and other assistive services
Depending on the liable policy, you may recover additional losses to those listed here.
Does an Insurance Policy Cover Pain and Suffering?
Your insurance policy, whether with Farmers or any other insurance company will not include pain and suffering or other non-economic damages. Instead, these damages must be recovered from the at fault party. However, in an auto case, if the at fault driver is uninsured or underinsured, you may be able to recover pain and suffering and other economic and non-economic damages under your uninsured or underinsured coverage.
Sometimes insurance companies will undervalue such pain and suffering or noneconomic damages and it will be necessary to file a lawsuit to obtain a fair recovery for these damages.
After evaluating your situation, we can determine whether filing a lawsuit would benefit your situation. If so, we can manage everything associated with litigation, including abiding by Pennsylvania’s statute of limitations (Pa. C.S.A. § 5524).
Begin Your Free Case Review with Berger and Green Today
Farmers Insurance is a multi-million-dollar company with a team of representatives that may try to discredit your claim. You don’t have to fight this entity alone. Berger and Green gives our clients peace of mind when they need it most.