Do you live in Pittsburgh, PA and have insurance coverage through Progressive? If so, you may need to file a claim with the company after a car accident. You could also end up having to deal with Progressive agents if the other driver has Progressive insurance.
Our team at Berger and Green can assist with Progressive insurance accident claims in Pittsburgh. Contact us for a free consultation to discuss your legal options after a collision. Our team can investigate the accident and help you secure compensation for your losses.
Progressive Is One of the Biggest, But Not Necessarily the Best
Progressive stands as the #1 provider of commercial auto insurance in the United States, according to the Insurance Information Institute. The company is also listed as a Top 10 provider of property insurance, life insurance, and private passenger automobile insurance. Many drivers in the Pittsburgh area use Progressive to insure their cars, motorcycles, trailers, RVs, and boats.
However, despite the size of its operations, The National Law Review included Progressive on its list of the “11 Worst Insurance Companies” in 2021. This ranking was due to bad faith insurance claims and failure to handle claims settlement effectively.
For a free legal consultation, call 412-661-1400
How Companies Like Progressive Mistreat Policy Holders
Progressive agents – like agents from most insurance companies – focus primarily on protecting the company’s bottom line. As a result, they frequently attempt to deny paying out claims by:
Making Very Low Settlement Offers
Insurance agents often make a very low initial offer to drivers after a collision. They hope that drivers will accept this offer. Once you accept their deal, you cannot generally seek additional compensation. This tactic is often most effective with unrepresented people early in the claim – perhaps before all of your injuries have been fully diagnosed.
Not Informing You of Your Rights
Drivers often have the right to many benefits after a car accident in Pittsburgh. However, insurance agents may not point out to you all the coverages that you purchased and which could benefit you, hoping you will not know better.
Refusing to Approve a Claim Promptly
Sometimes, insurance agents delay in approving a claim for a car accident. They hope that drivers will accept a smaller settlement to get some coverage for their losses if they wait long enough.
Asking for Recorded Statements
Insurance agents generally request a recorded statement from all individuals involved in an accident. They can use the information in these statements against drivers who file claims. Sometimes they ask you confusing questions, questions that you may misunderstand or fail to ask the right questions. You should speak with a lawyer before providing any recorded information.
Coverage Offered by Progressive
Progressive provides numerous options for vehicle insurance. For example, if you were involved in a car accident and have a Progressive policy, the company may provide damages for medical expenses, including:
- Emergency care
- Physical therapy
Progressive may also cover your vehicle repair costs. However, the amount of compensation you receive often depends on the type of policy you had before the collision.
Drivers file claims with Progressive if they have appropriate coverage or to seek compensation from the driver who caused the collision. Consider reaching out to a lawyer before you speak to an insurance agent in either situation.
Our Team Can Help You with Progressive Insurance Accident Claims
You do not have to handle your Progressive insurance accident claim on your own. Instead, consider getting help from a Pittsburgh car accident lawyer with our firm. Our lawyers collectively have decades of experience in handling communication with insurance companies – including Progressive and many others – and can provide you with specialized advice.
We can also gather detailed evidence about your accident by:
- Visiting the scene
- Speaking with eyewitnesses
- Reviewing the police report
Determining Liability for Your Accident
Liability reflects who caused an accident and if their behavior was negligent. For example, drivers in Pittsburgh can cause accidents when they:
- Exceed the speed limit
- Swerve between lanes
- Run red lights or stop signs
- Drive under the influence of alcohol or drugs
- Drive while distracted or fatigued
- Follow too close
- Drive carelessly or recklessly
Once we establish liability, our car accident lawyers can represent you in negotiations against Progressive on your behalf. Never let a Progressive representative intimidate you to admit fault for the crash – this statement will almost certainly be used against you.
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We Move Quickly After a Pittsburgh Auto Accident
You have a limited amount of time to file a claim after a Pittsburgh car accident. Pa. C.S.A. § 5524 gives drivers a two-year statute of limitations for personal injury claims. You cannot seek damages once this statute of limitations expires.
With more than 40 years of experience, we are well-prepared to handle insurance accident claims involving Progressive policies. You can count on us to keep you informed about the status of your claim and provide you with personalized care.
Contact Us Now for Help with Your Progressive Insurance Accident Claim
Do you have questions about Progressive insurance accident claims in Pittsburgh? The team at Berger and Green has answers. Our personal injury lawyers in Pittsburgh are ready to step in to handle your claim.
To learn more about your legal options, call us today at (412) 661-1400 for a FREE consultation.