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Lump Sum Settlements in Workers’ Compensation Cases.
If you were injured on the job and are receiving workers’ compensation benefits it may be possible to receive a lump sum payment settlement from your employer’s insurance carrier.
What are Lump Sum Settlements?
Lump Sum Settlements: You receive a one time-payment that replaces your workers’ compensation payments, medical bills or both to settle and close your workers’ compensation claim. You forgo your rights to any future benefits and cannot reopen your workers’ compensation case.
Remember, accepting a lump sum settlement for your medical expenses can be risky. If you accept a lump sum payment for your future medical care, you will not receive any more money for any future medical treatment.
It is also important to note that these benefits are replacing your future lost wages with the company because of your injury there.
This may be a good scenario for the following cases:
- You missed little or no time from work.
- Your injuries were minor.
- You have reached your maximum recovery.
- You will not require any more medical care.
- You are close to retirement.
Lump sum settlements can be complex. You want to make sure this is the right option for you and that you are receiving the amount of compensation you deserve. Hiring an experienced workers’ compensation attorney can help you navigate through this process.
Making sure you, the employee, has the best possible outcome.
Workers’ compensation negotiation and litigation is often complex. If you have questions or concerns about your workplace injuries, contact an experienced workers’ compensation attorney at Berger and Green.
Recovering compensation after an accident
If you were injured on the job or lost a loved one while they were on the job, contact the experienced attorneys at Berger and Green. We keep in mind your present and future needs. After an injury or a death, filing a claim will help you and your family during this difficult and unexpected time. Call Berger and Green at 412-661-1400 to schedule a free consultation with a personal injury lawyer in Pittsburgh today.
Source: PA. GOV, “WC Act Landing Page.”