Everything You Need to Know About Uber Car Accidents in Pittsburgh

Some of the basic things you need to know about Uber car accidents in Pittsburgh include:

• Uber may have insurance policies that cover your losses
• You should seek medical attention as soon as possible
• A personal injury attorney from our firm can lead your case

There are case-specific details that you must consider. Considerations include whether you were a passenger in the Uber or if you were in an accident caused by an Uber vehicle. Your lawyer can explain those details. 

Who Is Liable for an Uber Car Accident in Pittsburgh?

Uber maintains liability insurance coverage for drivers in Pennsylvania. According to its insurance coverage guidelines, Uber insures its drivers when:

• A driver has their Uber app set to “Available” and is awaiting a ride request
• A driver is en route to pick up a passenger
• A driver has a rideshare passenger in their vehicle

Uber does not cover a driver when the Uber app is off or the driver is offline. In these instances, the driver’s personal insurance will apply.

What Amounts of Coverage does Uber’s Insurance Provide?

Uber’s insurance coverage generally kicks in when a driver’s personal insurance doesn’t apply. Coverages vary based on whether the Uber driver was awaiting a request or either en route to a passenger or dropping them off. When an Uber driver is awaiting a request and causes an accident, Uber may provide:

• $50,000 in bodily injury liability coverage per person 
• $100,000 in bodily injury liability per accident
• $25,000 in property damage liability per accident

This coverage only applies when an Uber driver does not have a passenger in the car at the time of their collision. Therefore, the insurance coverage would generally apply to pedestrians or those in other vehicles involved in an accident with the Uber driver.

In cases where the Uber driver is en route to pick someone up or driving with a passenger and causes an accident, coverage limits include:

• $1,000,000 in third-party liability coverage
• Comprehensive and collision coverage

These are significant coverages that may be enough to cover your losses. First, our team will help you determine which coverages—if any—apply to your accident. This is something you must know about your Uber car accident in Pittsburgh.

If you are the passenger in an Uber that is involved in an accident and you don’t have your own personal car insurance policy, Uber will provide first party medical benefits to you. 

Will I Need to Bring a Lawsuit for an Uber Accident in Pittsburgh?

Uber accidents are all unique. Insurance may cover your losses, or you may need to file a lawsuit, especially if Uber’s insurance doesn’t cover your damages. We will review your case and provide an answer to this question.

If you do need to bring a lawsuit, we can help the entire way. We’ll take your case off of your hands by:

Investigating Insurance Coverage for Your Accident

We will deal with insurance companies and Uber to determine third-party coverage limits. We may obtain policies ourselves to ensure that your claim receives fair treatment. Dealing with insurance companies can be treacherous, as they may:

• Misrepresent the details of an insurance policy or your car accident
• Try to get you to admit fault for your Uber accident
• Delay the completion of your claim
• Offer insufficient compensation
• Act in otherwise-misleading ways

We will handle most, if not all, dealings with insurers. This will protect you from any possible harm.

Gathering and Preserving Evidence

As we investigate your case, we’ll gather all relevant evidence along the way. We may actively seek evidence such as:

• Video footage of your accident, especially if the Uber driver had a dash camera in their vehicle
• Photographs of the accident scene and vehicular damage
• The police report from your accident
• Witness accounts

We may hire one or more experts to testify or reconstruct your accident caused by an Uber vehicle. This may further support any evidence that we gather.

Documenting Your Losses and Calculating Their Cost

Your losses will largely determine whether you should file an insurance claim or lawsuit. Our team will obtain medical assessments and bills, proof of lost income, and other documentation showing your damages. We’ll use accepted methods to calculate the dollar value of those damages.

Seeking a Fair Recovery for You

Compensation lies at the heart of every insurance claim and lawsuit. As your lawyers, it will be our job to secure a fair financial recovery. We will consider your current and future losses as we negotiate. 

Settlement negotiations may be one of the main reasons you hire a personal injury lawyer. If you lack prior experience or legal training, negotiations may be difficult.

The attorneys at our firm will advocate for you at every step of your case. 

Call Berger and Green Today for a Free Consultation

Uber accidents can be complicated. Whether an Uber driver struck your car or you were injured as a rideshare passenger, Berger and Green can help you. We’ll review your case, answer your questions, and act quickly to file your claim or lawsuit on time.

Call Berger and Green today at (412) 661-1400 for your FREE consultation. You should not wait to contact our team. Pennsylvania generally imposes time restrictions on personal injury and wrongful death claims. We’ll file your claim as soon as possible, but you must contact our team to start your case.