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If you have an injury or illness that prevents you from working, you may qualify for Social Security Disability benefits. Once you apply for payments, the Social Security Administration (SSA) will use a disability determination process to decide if you have an eligible medical condition.
The application process can be complex, and the first attempt at seeking benefits often results in a denial. A Social Security disability lawyer with Berger and Green can review your initial application or assist with an appeal. We have helped thousands of clients receive disability benefits. Our team is here and ready to serve you, too.
When making a disability determination, the SSA uses the Blue Book, which lists conditions and illnesses that are disabling and the medical criteria used to evaluate them. Qualifying conditions include but are not limited to:
The SSA administers two distinct disability programs: Social Security Disability Insurance (SSDI) and Social Security Income (SSI). SSDI benefits disabled workers who have paid into the SSDI program through Social Security contributions drawn from their income. Therefore, in addition to making a disability determination, the SSA will also review your work credits to decide on SSDI eligibility.
According to the SSA, the amount of wages or self-employment income needed to earn one work credit in 2022 is $1,510. You can earn up to four credits maximum per year. Workers can usually receive SSDI benefits with a minimum of 20 credits or about five years of work.
SSI is a needs-based program for disabled individuals with limited income and resources. You do not need work credits to qualify for SSI. However, to receive either SSDI or SSI, your injury or illness must prevent you from engaging in substantial gainful activity (SGA). The SGA amount for 2022 is $1,350 per month ($2,260 for blind individuals).
The initial disability determination is made at the state level through local SSA field offices and state Disability Determination Services (DDS) agencies. You can find your local Pennsylvania or Ohio office here.
Once your local field office receives your application (you can file in person, by phone, by mail, or online), it will start by verifying non-medical information, such as your age, marital status, and employment. The field office will then turn your application over to the DDS to decide if your injury or illness qualifies.
The DDS looks at the medical information you submitted with your application. If your medical documentation is insufficient, the DDS may ask you to submit to a consultative examination (CE). If the DDS decides your condition is disabling, the SSA will determine the amount of your benefits and begin payments. If the DDS decides you do not qualify, the SSA will deny your claim.
The SSA may fast-track the disability determination process for certain medical conditions it deems severe enough to automatically prevent an individual from doing SGA. Some conditions considered for Compassionate Allowance by the SSA include:
There are several reasons why the SSA may deny your application, including:
If the SSA denies your disability claim, our lawyers can assist with appealing their determination. We can:
The four stages of an appeal are:
According to the SSA, the average monthly disability benefit paid to all disabled workers was $1,234 in 2019. While this is a modest sum, it can make a huge difference for those unable to work due to an injury or illness.
We understand that for many, SSA payments are vital to make ends meet and pay for basic needs. We want to help you get the disability benefits you deserve. Let us fight for you and your family.
For help reviewing your Social Security disability application or assistance with an appeal, reach out to Berger and Green today.