The payment dates are chosen differently for SSDI and SSI. The Social Security Administration issues payments according to a complicated schedule for one program and a simple one for the other. However, once you determine your benefit date, you should receive your payment the same day each month after that.
- For Social Security Disability Insurance (SSDI), the date you receive benefits depends on your birthday.
- The Social Security Administration issues all Supplemental Security Income (SSI) benefits on the same day regardless of the applicant’s birthday.
Most people choose to receive benefits via direct deposit into their bank account. However, some prefer to have the Social Security Administration add their money to a special debit card. Paper checks are an option in some cases, but it takes several days to receive a check in the mail, meaning you must wait longer to get your money in your account.
Understanding How Social Security Chooses Your Payment Date for SSDI
If you received approval for benefits before May 1 of 1997, you would receive your SSDI payment on the third of every month. Anyone who qualified before this date receives them on the same day of each month.
However, if you qualified after this date or if you are still waiting to learn if the Social Security Administration will approve you for benefits, the date will depend on your birthday. There are three dates when you could receive your benefit check. These dates include:
- The second Wednesday of each month for those born between the 1st and 10th
- The third Wednesday of each month for those born between the 11th and 20th
- The fourth Wednesday of each month for those born after the 20th of their birth month
This will not change unless the Wednesday when you usually would receive your pay is a holiday. For example, if Christmas falls on the third Wednesday of December, those born between the 11th and 20th of their birth month would receive their deposit on December 24 instead.
How the Social Security Administration Sets Payment Dates for SSI
The payment schedule for Supplemental Security Income payments is much less complicated than the SSDI schedule. The Social Security Administration pays all SSI payments on the first of each month if this is the only disability program for which you qualify.
If the first falls on a weekend or holiday, the agency issues payments the previous day or previous Friday. For example, imagine the first of November falls on a Sunday. You should receive your direct deposit or cash added to your debit card on Friday, October 30. For a holiday that falls on the first of a month, you should receive your payment the day immediately preceding the holiday.
Payment Dates for Those Who Receive Both SSDI and SSI Benefits
If you are eligible for both SSI and SSDI benefits, and do not receive them in separate payments, you should receive payment on the third day of every month.
Learning Your Payment Amount
Not everyone gets the same amount of benefits, so it can be hard to know how much to expect when it comes to getting SSDI, SSI, or both. In general, SSDI will provide the larger monthly payout. Both programs have a monthly maximum benefit amount, but most people do not earn the maximum.
Social Security Disability Income
SSDI calculates your monthly benefits based on your past earning record while you worked. This formula is complicated, but the average payment is about $1,200 a month in 2018. Some people receive as much as $1,000 more than the average, but others receive much less.
Supplemental Security Income
SSI payments are income-based, and only those most in need receive the full Federal Benefit Rate. Pennsylvania also offers an additional supplement to some people who qualify for SSI benefits.
The easiest way to learn your total benefit amount is to log in to your account. If you have not already created an account, you can create one by logging into this website.
Our Social Security Disability Attorneys Can Help You With Your Benefits
We can help you apply for disability benefits if the Social Security Administration denied your claim for disability benefits, a Pittsburgh Social Security disability lawyer from Berger and Green can help you understand your options. Our team can handle your appeal and fight to help you get or keep the monthly payments you deserve.
Call our office today at 412-661-1400 for your free case review and consultation.