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If you cannot work because of a disabling injury or illness, Social Security Disability (SSD) can provide a much-needed financial safety net. However, securing benefits can be difficult because many claims end with an unfavorable initial determination and go through appeal.
Fortunately, a Weirton Social Security Disability lawyer with Berger and Green can help you get the monthly payments you need and deserve. Our firm has more than 40 years of experience serving clients with severe and debilitating injuries, so we know what goes into a successful SSD claim. We will do everything in our power to protect your rights and get your benefits.
SSD is an umbrella term for two separate benefits programs overseen by the Social Security Administration (SSA). Both provide benefits for disabled individuals but have different baselines for eligibility:
It is possible to receive SSDI and SSI concurrently, but you must apply for each program independently. Our West Virginia SSD attorneys can help you file the correct paperwork.
In addition to work and income, the SSA will also evaluate the following when making a determination about your disability benefits:
To satisfy the SSA’s definition of a disability, you must have an injury or illness severe enough to prevent you from doing a basic work-related activity (i.e., walking, standing, remembering information, persisting at a task) for at least 12 months. The SSA maintains a list of qualifying conditions in the Blue Book, which include, but are not limited to:
If you have a health problem not contained in the Blue Book, you can still apply for SSD if you have medical evidence proving your condition is as severe as those included. In addition, you can and should apply as soon as your condition interferes with your work capabilities – you do not have to wait until you are out of work for 12 months.
As mentioned, your condition must prevent you from working. According to the SSA, this means you cannot perform substantial gainful activity (SGA), which is set at an average of $1,470 monthly in 2023. If the SSA believes you can earn this or more doing your current job or another kind of work, it will not approve your SSD application.
SSI benefit rates vary yearly based on financial indicators like the Consumer Price Index. As of January 1, 2023, it is set at $914 per individual per month. West Virginia does not offer a state SSI supplement.
SSDI benefits depend on your earned work credits, with more credits usually equaling a higher monthly payment. You can use the SSA’s Benefits Calculator to get an idea of what your claim may be worth.
Keep in mind that other sources of income and benefits you currently receive, such as workers’ compensation or veterans’ benefits, will affect your payments and eligibility.
When filing an SSD application, you must supply various personal and financial documents and medical evidence of your injury or illness. This information may include:
Our Weirton Social Security disability lawyers can identify the paperwork you need and file your application for you. We can also ensure the SSA has the information it needs about your medical providers. If your initial claim gets denied, we can review your application to understand why and file the necessary appeals.
As of 2020, nearly seven out of 10 SSD applications receive an unfavorable initial determination, according to the Social Security Office of Retirement and Disability Policy. If your claim falls into this category, we can fight for you. We can manage your appeal so you can focus your time and energy on your health.
Our attorneys can represent you throughout the following four stages:
If the SSA denied your claim, do not wait too long to begin your appeal. You only have 60 days from receiving notice of an initial determination to request a reconsideration. From there, you have 60 days between each stage to move your claim forward if you remain unhappy with the outcome.
Our Weirton Social Security Disability lawyers take cases on contingency, so we can help with your SSDI or SSI claims for nothing up front or out of pocket. Contact Berger and Green for a free consultation and learn more about how our SSD attorneys serving West Virginia can assist you.